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Your Daily Dose of Dave – March 22, 2011

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Helpful Tips for Tax Time

I Have to Pay

When you realized you weren’t getting a refund this year, you probably didn’t jump for joy, did you? Bet you didn’t. None of us are thrilled about sending our hard-earned money away. Even though you have to send money to the IRS this year, it’s not the end of the world, even if you’re already living on a super-tight budget. Even if you’ve already sent in your check, here are some things to keep in mind:
  • Revisit the budget. See where you can squeeze a little bit of cash out of certain categories in your budget—all the little amounts from various places add up! Get free budgeting forms here.
  • Clean out the house. It’s that time of year again where people are always looking for a treasure in someone else’s junk.
  • Pizza, anyone? Pick up a part-time job for a short period of time. Delivering pizzas is a fabulous idea—and it’s great for attacking your debt snowball like crazy, too!
  • Here comes the debt snowball! If you absolutely can’t write a one-time check to the IRS, put this payment in your debt snowball. Just remember that you will have to pay interest just like most other bills you are attacking in your snowball.
Don’t stress about sending in the check. By following the above tips, you’ll be back on track with the Baby Steps in no time!

I Got A Refund!

Instead of thinking this money is a gift from the government, think about it differently this year. Even though nice trips and new clothes are great, only consider stuff like that after you’ve taken care of these necessities first:
  • Build up your emergency fund.
  • Attack your debt snowball.
  • Invest it!
  • Pay off your home.
It’s time to think differently this year about this extra money! Remember … Debt is normal. Be weird! Don’t guess when preparing your taxes. Get help with one of Dave’s recommended tax specialists.
Read the full article on DaveRamsey.com. This article is printed through a special arrangement between Vicksburg Daily News, LLC, Dave Ramsey and The Lampo Group.]]]]> ]]>

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